Protecting what matters most
At Watt Mortgage, securing your dream home or the right mortgage rate is just the beginning. Our priority is ensuring you and your family can stay in your home, no matter what life’s challenges may bring.
The reality of mortgages
Mortgages make homeownership possible but must be repaid. Life events like a partner’s death, critical illness, or long-term sickness could put your home at risk. Being prepared protects your family’s future.
Why protection matters
Unexpected challenges are a leading cause of home loss. At Watt Mortgage, we help safeguard your home and family’s stability by ensuring you’re fully protected against life’s uncertainties.
Comprehensive coverage
Our protection plans include full debt repayment in the event of death or critical illness and accident/sickness coverage for up to 55% of gross income, matched to your mortgage term.
We provide clear, tailored advice to ensure you're fully protected. We'll review any existing coverage, fill gaps, and use our broad panel of providers to find the best fit for your needs and budget.
Find out how much Life Insurance you need.
Discover your ideal life insurance cover with PreQuo. Complete a quick form with just a few details and get an instant estimate tailored to your needs.
Covering more than mortgages
Our protection services aren’t limited to mortgage clients. We can help anyone looking for reliable coverage in the following areas:
Life Insurance
Financial security for your loved ones in the event of your passing.
Critical Illness Cover
Protection against life-changing diagnoses such as cancer, heart attack, or stroke.
Income Protection
Coverage to replace a portion of your income if you’re unable to work due to illness or injury.
Ready to take the next step?
Get in touch with us today for expert mortgage advice tailored just for you. We’ll handle everything from start to finish, ensuring a smooth and stress-free process. Let’s find the right solution for you—no strings attached.
What is personal protection, and why do I need it?
Personal protection refers to policies like life insurance, critical illness cover, and income protection. These plans ensure you and your family can stay financially secure and remain in your home if life throws unexpected challenges your way, such as illness, injury, or loss of income.
Can I get personal protection if I already have policies in place?
Yes, we’ll review any existing coverage, like company sick pay or other policies, to ensure there are no gaps. If additional coverage is needed, we’ll recommend the right options for your circumstances.
How does Watt Mortgage choose the right policy for me?
We assess your financial needs, existing coverage, and priorities before searching our panel of trusted providers. This allows us to tailor a protection plan to your unique situation and budget.
What types of personal protection do you offer?
We offer life insurance, critical illness cover, and income protection. Each of these safeguards you and your family from the financial impact of unexpected events.
Do I need personal protection if I don’t have a mortgage?
Yes, personal protection isn’t limited to homeowners. It can be essential for anyone who wants financial security for their family in case of unforeseen circumstances.
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