Buy-to-Let mortgages made simple
Investing in property is a great way to build additional income and long-term wealth. Whether you’re starting out, growing your portfolio, or exploring new opportunities, Watt Mortgage is here to guide you through the complexities of buy-to-let mortgages with expert advice tailored to your needs.
Important Reminder: Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
The financial Conduct Authority does not regulate most Buy to Let Mortgages.
Buy-to-Let expertise
Whether you’re purchasing your first rental property or adding to an established portfolio, we can help secure the right mortgage to match your goals.
Limited company buy-to-Let
Explore the benefits of holding properties in a limited company structure, including potential tax savings and increased borrowing capacity for higher-rate taxpayers.
Let-to-Buy mortgages
Looking to convert your current home into a rental property while moving into a new one? We’ll find the ideal solution to make it work seamlessly.
Buy-to-let mortgages can be complex, but Watt Mortgage offers expert guidance and practical insights to simplify the process. We'll flag key tax considerations and guide you every step of the way.
Your Investment, Your Future
Buy-to-let properties are a smart move when done right, and we’re here to ensure your journey is smooth and rewarding. Contact Watt Mortgage today for a free, no-obligation consultation and take the next step toward growing your property portfolio.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE MOST BUY-TO-LET MORTGAGES.
"This is my third time using Watt Mortgage and what a pleasure it is having the team there to support and advise me. I purchased my first house, remortgage and now moving house and I cannot recommend them enough."
Ready to take the next step?
Get in touch with us today for expert mortgage advice tailored just for you. We’ll handle everything from start to finish, ensuring a smooth and stress-free process. Let’s find the right solution for you—no strings attached.
What is a buy-to-let mortgage?
A buy-to-let mortgage is a loan specifically designed for purchasing properties to rent out. Lenders assess the rental income potential rather than just your personal income.
How much deposit do I need for a buy-to-let mortgage?
Typically, lenders require a deposit of at least 25%, though this may vary depending on the lender and your circumstances.
Can I get a buy-to-let mortgage as a first-time landlord?
Yes, but some lenders have stricter criteria for first-time landlords. We can guide you to the most suitable options.
Should I buy property in my name or through a limited company?
This depends on factors like your tax rate and long-term goals. Personal ownership may work for basic-rate taxpayers, while limited company ownership often benefits higher-rate taxpayers. We can help you explore both options.
Can I convert my home into a buy-to-let property?
Yes, with a let-to-buy mortgage. This allows you to rent out your current home and purchase a new one to live in.