Unlock the value in your home with equity release
Equity Release offers homeowners over 55 the opportunity to access the cash tied up in their property, usually through a Lifetime Mortgage. Explore how this plan could work for you and understand the key considerations involved.
BY REFERAL ONLY, Equity Release offers homeowners over 55 the opportunity to access the cash tied up in their property, usually through a Lifetime Mortgage. We can refer you to our partners to Explore how this plan could work for you and understand the key considerations involve.
Equity Release & Lifetime Mortgages will reduce the value of your estate and can affect your eligibility for means tested benefits.
What is Equity Release?
Equity Release is a financial plan designed for homeowners aged 55 and over, allowing them to unlock cash from their property's value. It’s commonly taken as a Lifetime Mortgage, providing a way to enjoy your hard-earned wealth without selling your home.
Your Home, Your Potential
For many, their home is their greatest asset, especially after years of making mortgage payments and benefiting from rising property values. Equity Release allows you to tap into this potential and enjoy greater financial freedom.
Take the Next Step
Tens of thousands of people are already experiencing the benefits of Equity Release. Want to explore the potential of your home? Call us today and we can refer you to one of our partners to discuss your options
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What is Equity Release?
Equity Release is a financial solution that allows homeowners aged 55 and older to access cash tied up in their property's value. It’s most commonly offered as a Lifetime Mortgage, enabling you to unlock funds without having to sell your home.
Who is eligible for Equity Release?
Homeowners aged 55 and above with property ownership in the UK may be eligible for Equity Release. The amount you can access depends on factors like your age, property value, and lender-specific criteria.
How does Equity Release affect my estate?
Taking out an Equity Release plan will reduce the value of your estate, as the funds borrowed plus interest will need to be repaid after the property is sold. It may also impact your eligibility for means-tested benefits and alter your tax status.
Are there risks involved with Equity Release?
While Equity Release can provide financial freedom, it’s important to understand the potential drawbacks. These include reduced inheritance for your beneficiaries, the accrual of compound interest, and changes to your tax and benefits.
Why is registering a Lasting Power of Attorney recommended?
Registering a Lasting Power of Attorney ensures that someone you trust can manage your financial affairs if you experience cognitive decline. This can help mitigate risks and provide peace of mind for you and your family.
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