Clear and transparent mortgage guidance you can trust

At Watt Mortgage, we’re here to offer personalised mortgage and insurance advice with your needs always coming first. As a friendly UK-based broker, we’ll be with you every step of the way— from the first chat right through to completion.

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Transparent Fees

Your initial consultation is free. Any fees for mortgage applications will be discussed upfront, based on the complexity of your case, so you’ll know exactly what to expect.

Mortgage and insurance advice that works for you.

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Mortgages

With so many options to choose from, finding the right mortgage can feel overwhelming. At Watt Mortgage, we make things easier for you. We’ll walk you through the process step by step, offering clear advice and support so you can feel confident at every stage.

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Protection

We’re here for more than just finding the perfect mortgage, we’re also committed to helping you protect your home and loved ones. With our personalised insurance solutions, you can have peace of mind knowing everything that matters most is covered.

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Other services

At Watt Mortgages, we provide more than mortgage solutions. Explore services like Equity Release (by referral only), Credit Reports, Home Insurance, and Wills & Estate Planning to help secure your future.

Why Watt?

Watt Mortgage’s team delivers personalised mortgage solutions, guiding you every step of the way with expert advice, competitive rates, and flexible terms.

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Your mortgage, your way.

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First time buyers

Start your homeownership journey with expert guidance tailored to your unique needs.

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Remortgages

Find better rates or release equity with our hassle-free remortgage solutions.

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Self-employed mortgages

Specialist advice to secure the right mortgage, even with complex income.

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Buy to let

Maximise your investment potential with our tailored buy-to-let mortgage options.

Hear from our clients.

Write a review
“Watt Mortgage helped me find the perfect mortgage solution.”
John Doe
3 days ago
Had an amazing experience with Watt Mortgage and Josh Jackson, helped us the whole way through the process from start to finish, nothing was too much trouble and always happy to recommend other services too, the process was so easy and quick Would highly recommend Josh and Watt Mortgages to anyone
Ellie W
November 27, 2025
I’m a first-time buyer and was recommended Watt’s Mortgages by a friend. I worked with Josh and he was incredibly supportive throughout the whole process, which really helped as I was pretty nervous about buying my first place. He took the time to explain everything clearly, and we had a few calls and meetings where he talked me through each step so I always knew what was going on. I’m a freelance contractor, so my mortgage application was a bit different to the usual, but Josh handled it well and made me feel reassured. In the end, I was able to secure my mortgage and I’m really happy with how everything went.
ShaS
November 27, 2025
We had such a good experience with them. They will quick and efficient. We would definitely recommend to friends and family.
A. Medbal
November 26, 2025
I cannot recommend Watt mortgages enough, especially Dan! I was sure I wouldn’t be able to get a mortgage yet and would be waiting for years but thanks to Dan, I am now on the property ladder. From the very start, Dan has been so helpful and has made the whole process feel so easy and has put all of my worries to the back of my mind and has made what can be a stressful experience so amazing and rewarding. He has been quick to help me at all times, has been so supportive and I can honestly say Watt mortgages is worth their weight in gold. They are so fairly priced for the work they put in to making your experience as easy as possible and Dan goes above and beyond what most mortgage advisors would ever do. Whether you’re a first time buyer or looking to sell a current property, I would recommend Dan 100 times over. I was referred to him by a family member who also feels the same way and from the get go, Dan has made both of us feel so comfortable. Unlike most mortgage advisors, Dan does not try to throw out terms that you cannot understand, instead he will explain everything in detail to you and never makes you feel there are stupid questions. He is hands down top of his game and even after being sent comparisons by other companies, I wouldn’t change my advisor or go elsewhere, even if it was free!
Yasmine L
November 24, 2025
Fast & easy process & friendly approach. Very helpful & explained all stages well. Would definitely recommend their service. Thanks Josh!
Sarah K
November 21, 2025
Dan was really helpful and kept us in loop with all the updates timely...
Nish J
November 13, 2025
5 Stars just aren't enough for these brokers. They are really an 8 star service. They are amazing. Josh, is a superstar! Polite, professional, fast, with a lightness of touch and depth of knowledge that puts you at ease instantly. They are non-judgmental and communicate very well with you throughout the process. No situation too complex or unorthodox for them to deal with. I'm only sorry I didn't hear about them sooner. Great service!
Neil N.
November 11, 2025
Dan was informative and helpful with my remortgage application. He took his time to explain all the options available. I would highly recommend Watt Mortgage.
Sue B
November 6, 2025
Dan was amazing. Kept me informed of everything. Got me the lowest deal with the least amount of fuss. Brilliant service.
Karl E
November 6, 2025
Daniel Watt was thorough, efficient and explained matters in layman’s terms which made the process quick and easy to follow. Ruth was just as super efficient and transactions wrapped up very quickly.
Natalie R
October 28, 2025
Watt Mortgage, was always responsive and helpful to my questions. I had a smooth experience with them for my mortgage application.
Erce E
October 24, 2025
We can’t thank Kieran from Watt Mortgage enough! Our situation was quite complicated, but kieran did everything possible to get our mortgage approved. He explained every step clearly and kept us updated always. We’d 100% recommend Kieran and Watt Mortgage to anyone looking for a trustworthy and hardworking broker. THANK YOU!!!
Dlo B
October 23, 2025
Josh is very helpful since the begining. As a first time buyer, we have a lots of questions and he can always provide his advises on what are the best options. He guided us through the whole process and made our life much more easier. Thank you Josh!
Ken Y
October 3, 2025
Great company will be recommending to everyone. Nothing was a problem and really helped us along the way. Thank you.
Beau M
October 2, 2025
Couldn’t speak highly enough about Watt Mortgage? and would not hesitate to recommend Kieran and the team. Kieran is committed to providing a 5* service to his customers and always goes above and beyond! Thank you!!!
Tina R
October 2, 2025
I experienced a friendly and professional service. The process to view affordability of my mortgage capacity was made swiftly, efficiently and delivered in a well structured presentation that I could understand. Huge thanks to Dan and the team !!
Nicole R
September 22, 2025
Kieran is a fantastic broker provides me with excellent advise, always on hand to talk to and keeps me fully informed throughout. I have always personally recommended and now thought it be about time I write a review to share my experiences. Thank you Kieran.
Stefan R
September 16, 2025
Josh was extremely helpful and kept me very well informed and updated throughout the whole process of getting a mortgage. Couldn't have done it without him! Daniel has also been equally helpful with getting life insurance. All round a great team and fully trust their judgements.
Lauren E
September 15, 2025
We have used Kieran and Watt Mortgages services now for a third time whilst moving house, we would not use any other service going forward and I can not recommend highly enough using their service to secure a great mortgage! We dealt with Josh on this ocassion and he is an absolute credit to the team with his knowledge and professionalism! We will be speaking in a couple years when our product draws too a close! Thanks again guys!!
Joe P
August 28, 2025
excellent service great knowledge and very helpful
Ann D
August 15, 2025
I would highly recommend Watt Mortgage to anybody looking for a mortgage broker. We recently had the pleasure of working with Josh as our mortgage advisor, who is outstanding. From our first meeting his knowledge of mortgage products and the current market conditions was clear. He took the time to explain things in a way that was easy to understand, which made us confident in our decisions. We got our mortgage offer today, and we cannot thank Josh and the team enough for all that they have done to get us to this stage!
Tanya C
August 7, 2025
Josh has been incredibly helpful! He’s always available to answer any questions and takes the time to explain everything clearly and patiently. I really appreciate how approachable and supportive he’s been throughout the mortgage process so far. What could have been a very stressful experience as a first time buyer, has felt much more manageable with Josh’s guidance. Highly recommend Josh and the Watt Mortgage? team to anyone looking for reliable and professional mortgage advice!
Valentina V
August 6, 2025
As first-time buyers, we had a lot of questions, and Josh at Watt Mortgage answered every single one with patience, clarity, and professionalism. He made the whole process feel far less daunting and always took the time to explain things in a way that made sense. We never felt rushed or pressured, and he genuinely cared about helping us make the right decisions. Couldn’t recommend him more, thank you, Josh, Kieran & Natasha
Tom G
July 31, 2025
I would highly recommend Dan. Quick and friendly service, very knowledgeable in his area and very flexible too. We renewed our mortgage and protection insurances with him. Really happy with his recommendations on different insurances we needed to purchase. Definitely using him again.
E. D.
July 17, 2025
Top service from Josh. Very effcient, client-oriented and friendly at the same time. Would definitely go back and recommend to my friends&family.
Valentinas S.
July 15, 2025

Refer a friend.

Love our service? Recommend Watt Mortgage to your friends, family, or colleagues and receive a £100 gift voucher from Marks & Spencer, Waitrose/John Lewis, or Amazon!

Ready to take the next step?

Get in touch with us today for expert mortgage advice tailored just for you. We’ll handle everything from start to finish, ensuring a smooth and stress-free process. Let’s find the right solution for you - no strings attached.